The driver of the vehicle, as the individual whose negligence caused the accident, bears an obvious responsibility for any injuries caused. Your lawyer also may wish to file a case against the owner of the vehicle, however, to pursue every avenue available to ensure you are fully compensated for your injuries.
Generally, when you purchase auto insurance, you are purchasing coverage for the vehicle, not the driver. If the driver of the vehicle, regardless of whether they own the vehicle or not, causes an auto accident, the insurance company for the vehicle may be responsible for any damages suffered as a result of the accident. A case against the owner of the vehicle may help to solidify your position in seeking compensation through the owner’s auto insurance.
Be aware, however, that who is liable for your injuries in this situation may hinge on a number of factors, such as whether the driver was an adult or a minor and whether the driver had permission to take the vehicle. If you are injured and unsure of whom to seek compensation from for your injuries, you should consult with an experienced personal injury attorney. Please feel free to call our office at 716-542-5444 if you have any questions.
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