NY Insurance Issues

New York State Law requires all Buffalo drivers to carry No-Fault automobile insurance.  This insurance usually pays for the driver’s initial $50,000 in medical expenses and lost wages, regardless of who was at fault for the injury accident.  Previously, No-Fault insurance coverage could be denied to an injured drunk driver who had caused an accident [...]

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All Buffalo drivers are required to have $50,000 in Personal Injury Protection Insurance on their automobiles.  When a person suffers a personal injury in an automobile accident, this $50,000 may be used to pay for lost wages and medical expenses. Personal Injury Protection Insurance only covers expenses for three years following the accident and is [...]

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Most automobile insurance policies issued to residents of Buffalo will exclude coverage for damage caused by a driver of the vehicle who was operating without the permission or consent of the owner.  If this situation resulted in a personal injury, the injured party is entitled to bring an uninsured motorist claim under the Supplementary Uninsured [...]

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When a Buffalo resident is injured in a car accident, up to the first $50,000 of that person’s medical expenses are usually paid by their own No Fault automobile insurance.  When a person is driving for work, however, New York State law handles who pays the medical expenses differently. In this situation, expenses associated with [...]

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Given Buffalo’s easy driving distance to Canada and even Pennsylvania and Ohio, it is important for drivers to know if they will be covered if an accident occurs outside of New York State.  The courts in New York State have addressed the issue of how insurance applies to accidents outside of the state. The Court [...]

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Nearly all Buffalo personal injury attorneys have been involved in situations where an insurance company tried to deny coverage following a personal injury accident.  Sometimes this occurs early in a case, and the insurance company attempts to avoid involvement in the whole process.  Fortunately, New York State law addresses when an insurance company may refuse [...]

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If you are involved in a car accident in the City of Buffalo and the other driver was at fault, you should, under ideal circumstances, be reimbursed for the damage to your car by the other driver’s insurance.  It is not unusual, however, for insurance companies to offer less than you may feel you are [...]

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Most residents of Buffalo are aware that medical treatment can be expensive.  To protect individuals who have suffered a serious personal injury in an auto accident, New York State’s Insurance Law requires insurance companies to pay up to $50,000 over the first three years after an accident for basic economic loss to an injured customer [...]

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Motorcyclists in Buffalo should be aware that New York State insurance law does not afford them the same degree of protection that it provides to drivers of cars and trucks.  Drivers and passengers on motorcycles are exempt from the No Fault insurance coverage provided to those in other types of vehicles. For drivers of other [...]

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